Financial Planning Simplified

Calculator

Estate Planning Calculator

See a rough picture of your estate value, the Ontario Estate Administration Tax (probate fee), and the potential tax on the deemed disposition of your assets at death — and how much may be left for your heirs.

All calculators

Your estate

Non-registered investments — market value

Adjusted cost base of those investments

What you originally paid — used to work out the capital gain.Registered accounts (RRSP / RRIF)

Fully taxable as income at death unless rolled to a spouse.Principal residence

Generally exempt from capital gains tax.TFSA & cash (tax-free)

Liabilities (mortgage, loans)

Marginal tax rate at death

Top Ontario rate is about 53.53%.

Estimated results

Gross estate value

$1,650,000

Estimated net to heirs

$1,358,350

Advanced: detailed estate breakdown

See the full tax impact — capital gains, deemed-disposition tax, and Ontario probate fees — along with strategies to reduce them.

Take your results with you

Download a personalised PDF report of your results to keep or share.

Turn these numbers into a plan

Book a free initial consultation and we’ll walk through your results together and map out the next steps — no obligation.

Book a free consultation

This calculator provides a simplified estimate for educational purposes only and does not constitute financial, tax or legal advice. Actual results depend on your full circumstances and current legislation.

Want advice tailored to your situation? Book a confidential consultation with Financial Planning Simplified. Book a consultation