Calculator
Life Insurance Needs Calculator
Estimate how much life insurance coverage may be appropriate to replace your income, clear your debts, cover final expenses and fund your children’s education.
Your family's needs
Recommended coverage
Advanced: needs-based breakdown
See how income replacement, debts, and final expenses add up — and how your existing coverage offsets the total.
Take your results with you
Download a personalised PDF report of your results to keep or share.
Turn these numbers into a plan
Book a free initial consultation and we’ll walk through your results together and map out the next steps — no obligation.
This calculator provides a simplified estimate for educational purposes only and does not constitute financial, tax or legal advice. Actual results depend on your full circumstances and current legislation.
Want advice tailored to your situation? Book a confidential consultation with Financial Planning Simplified. Book a consultation