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RRSP vs. TFSA Optimizer
Compare how the same after-tax dollars grow inside an RRSP versus a TFSA, based on your contribution, time horizon, expected return, and your tax rate now versus in retirement.
Your assumptions
At a glance
Advanced: full comparison
Understand why one account wins — including the RRSP gross-up, the refund effect, and how your retirement tax rate changes the outcome.
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This calculator provides a simplified estimate for educational purposes only and does not constitute financial, tax or legal advice. Actual results depend on your full circumstances and current legislation.
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